Lower your interest by 50% or more with one monthly payment.

End harassing collection calls and stop late and past due fees now!

We are dedicated to helping people like you break free from the burdens of debt, while learning effective money management skills through our online free educational school. Our priority is to help families turn around their financial situations.

As a non profit, we specialize in budget counseling, credit report analysis and credit debt consolidations for unsecured loans such as credit cards, personal loans, medical and old utility bills, judgments and more.

Creditors prefer to collect debts at reduced rates rather than forego them completely to a customer declaring bankruptcy or going through settlements. Consumers would prefer to protect their valuable credit score (FICO) for the future and manage their monthly bills more effectively to ensure financial stability.

Once financial problems have begun, using a non profit consolidation service demonstrates responsible action taken by you, the consumer, to avoid further financial difficulties. Creditors generally read this as a plus in evaluating your credit worthiness and most will bring your accounts to a current status to help rebuild your credit without paying anything over the amounts we propose.

Why Freedom Debt Management?

Freedom Debt Management is a non profit, 501c3 community service organization, rated A+ by the Better Business Bureau. We provide free budget, credit, debt, and homeownership counseling services. Our certified professionally trained counselors assist consumers by providing free personalized & confidential debt solutions to your financial problems. We help consumers with bad credit and good credit. Speak to a certified credit counsleor about your options. After your free counseling session, your counselor can recommend the best option for you

We have a staff of qualified professionals that provide budget counseling and money management educational courses to help you further your financial education.

In addition, those same qualified professionals are ready to assist you in re-negotiating your terms with your creditors. We deal with both large and small credit institutions and we can work for you to often eliminate both interest and penalty charges.

Your creditor & collection calls are taken by professional certified credit counselors, not you. Creditors recognize our non profit organization because we help people repay their obligations through our non profit organization and continued educational courses. Creditors can avoid using collection agencies, and you can avoid the devastation of filing for bankruptcy or settlements.